Owed Review
Owed vs MoneyPilot
MoneyPilot and Owed both match you with class action settlements and track your claims, but they split the work differently. MoneyPilot says it prepares and submits claims for you under a limited power of attorney; with Owed, you submit every claim yourself on the official form. Here's how they compare on price, refunds and apps as of October 2026.
Pick MoneyPilot if you want claims prepared and submitted for you and would use its RefundPilot subscription tool. Pick Owed if you're happy to submit claims yourself and want to pay $49 a year after a $2 first week, rather than $19.99 a month or $59.99 every six months.
Feature comparison
We make Owed, so check the MoneyPilot column against their site too. Facts as of October 2026.
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| Ours Owed | MoneyPilot | |
|---|---|---|
| Price | $2 first week, then $49/yr | App Store $19.99/mo, $44.99/3 mo, $59.99/6 mo + add-ons |
| Free trial / intro offer | $2 for 7 days; cancel before they end to skip $49 | Reviewers describe ~$20 intro, ~$40 monthly renewals |
| Takes a cut of payouts | Terms rule out payout-based fees | |
| Files claims for you | Says it does, under a limited power of attorney | |
| Free settlement list without an account | one card listed a past deadline as open | |
| Personal matching | short quiz | eligibility check |
| Claim tracking | submitted → approved → paid | Basic in-app tracking, per its Terms |
| Subscription manager | RefundPilot, a second product (read-only bank link) | |
| Refund / money-back policy | 14-day money-back guarantee | 30 days per Terms; refund page adds conditions |
| iPhone app | Web app only (no App Store app yet) | |
| Android app | Web app only (no Google Play app yet) | |
| Company behind it | Owed | MG Labs Ltd (Hong Kong); Bloom Processing LLC (Wyoming) |
Owed
Strengths
- $49 a year; MoneyPilot's main plans come to about $120–$240 a year
- One membership covers matching, instructions, reminders and tracking
- Every listed case is checked against the official settlement site first
- Free flight compensation checker and unclaimed-money links, no sign-up
- Never takes a percentage of any payout
Weaknesses
- Doesn't submit claims: you fill in and submit every form yourself
- Web app only: no App Store or Google Play app yet
- New company with no public ratings yet
- 14-day refund window, shorter than the 30 days in MoneyPilot's Terms
MoneyPilot
Strengths
- Says it prepares and submits claims for you, under a limited power of attorney
- Terms rule out any percentage or contingency fee on payouts
- Strong star ratings: 4.4 App Store, 4.7 Google Play, 4.5 Trustpilot
- Second product, RefundPilot, looks for forgotten subscriptions
- The listing we spot-checked matched the official settlement site
Weaknesses
- No price list on its website; main App Store plans from $19.99 a month
- Add-ons are final sale; refund page adds conditions to the 30 days
- BBB lists its App Store seller with an F rating and 11 complaints in 3 years
- 46 of the 50 newest written App Store reviews are one-star
- Binding arbitration; may share identifiers and activity for advertising
MoneyPilot, as we found it
Screenshots of public pages, captured October 18, 2026.
Our verdict
MoneyPilot does the part Owed leaves to you. As of October 2026 its Terms say it prepares and submits claims under a limited power of attorney, the listing we spot-checked matched the official settlement site, and its star ratings are strong on the App Store, Google Play and Trustpilot. It also offers RefundPilot for forgotten subscriptions. If you want claims filed for you, MoneyPilot is built for that and Owed isn't.
Owed costs less. MoneyPilot's main App Store plans are $19.99 a month, $44.99 for three months or $59.99 for six, about $120 to $240 a year if kept, and its add-ons are final sale. BBB lists its App Store seller with an F rating, and 46 of its 50 newest written App Store reviews are one-star. Owed Pro is $2 for the first week, then $49 per year — one flat membership. Owed never takes a percentage of any payout, and you can get a full refund of any charge by emailing support within 14 days. We built Owed, so weigh that accordingly. Filing directly with a settlement administrator is always free.
Sources for the MoneyPilot facts
- MoneyPilot — official site
- MoneyPilot — Terms of Service (updated March 24, 2026)
- MoneyPilot — Refunds & Cancellations (updated February 5, 2025)
- MoneyPilot — Privacy Statement
- MoneyPilot: Class Action — App Store listing
- MoneyPilot: Class Action — Google Play listing
- Trustpilot — MoneyPilot reviews
- BBB — Bloom Processing LLC (MoneyPilot)
We build Owed and we write this site, so read it knowing that. We check every settlement on its official website before listing it, and we’ll tell you when you don’t need us. Corrections and questions: support@claimowedmoney.com.
Owed vs MoneyPilot: questions
Is MoneyPilot better than Owed?
If you want claims submitted for you, MoneyPilot says it does that and Owed doesn't. If you're happy to submit claims yourself and want to pay less per year, Owed Pro is $2 for the first week, then $49 per year. We built Owed, so weigh our answer accordingly.
How much does MoneyPilot cost compared with Owed?
As of October 2026, MoneyPilot's App Store listing shows $19.99 a month, $44.99 for three months and $59.99 for six months, plus a separate Premium tier and add-ons from $6.99; we found no price list on its website. Owed Pro is $2 for the first week, then $49 per year — one flat membership. Owed never takes a percentage of any payout.
Do I need MoneyPilot or Owed to file a claim?
No. Filing directly with a settlement administrator is always free. MoneyPilot charges to prepare and submit claims for you; Owed charges for matching, instructions, reminders and tracking, and you submit each claim yourself.