Owed Review
Owed vs ClaimWise
ClaimWise and Owed both help you find class action settlements you may qualify for. ClaimWise is a phone app from Sensor Tower that matches you through a linked email account and says it also searches state unclaimed property; Owed is a web app with a free settlements directory and one flat paid membership. Here's how they compare as of October 2026.
Pick ClaimWise if you want an iPhone or Android app from an established company and you're comfortable linking an email account. Pick Owed if you want to see one flat price before you pay and get your matches from a short quiz in any browser.
Feature comparison
We make Owed, so check the ClaimWise column against their site too. Facts as of October 2026.
← Scroll →
| Ours Owed | ClaimWise | |
|---|---|---|
| Price | $2 first week, then $49/yr | Not shown before install; in-app plans $5.99–$89.99 |
| Free trial / intro offer | $2 for 7 days; cancel before they end to skip $49 | Mixed reports: a trial or limited free access |
| Takes a cut of payouts | None mentioned on its site, listings or policy | |
| Files claims for you | Unclear; it shows step-by-step guidance | |
| Free settlement list without an account | Site looks like a single landing page | |
| Personal matching | short quiz | through a linked email account |
| Unclaimed property | Free links to all 50 states' and DC's official searches | Says it searches all 50 states for you |
| Deadline reminders | 7 days and 24 hours before | Deadline countdowns shown in its screenshots |
| Refund / money-back policy | 14-day money-back guarantee | None found; listing points to Apple's terms |
| iPhone app | Web app only (no App Store app yet) | |
| Android app | Web app only (no Google Play app yet) | |
| Company behind it | Owed | Sensor Tower, Inc. (founded 2013) |
Owed
Strengths
- One flat, published price: $2 for the first week, then $49 per year
- Free settlements directory and unclaimed-money links, no account needed
- Pro builds your list from a short quiz about the companies you've used and your state
- Full refund of any charge if you email support within 14 days
- Pro tracks claims and reminds you 7 days and 24 hours before deadlines
Weaknesses
- Web app only: no App Store or Google Play app yet
- Paid membership: $49 per year after a $2 first week
- New company with no public ratings yet
- You still submit every claim yourself on the official form
ClaimWise
Strengths
- Published by Sensor Tower, Inc., which says it was founded in 2013
- Apps on iPhone and Android, with 100K+ Google Play downloads
- Strong store ratings: 4.6 on the App Store, 4.4 on Google Play
- Says it also searches all 50 states for unclaimed property
- Privacy policy commits to answer access and deletion requests within 30 days
Weaknesses
- No price on its website; the store lists 10 entries without billing periods
- Matching asks you to link an email; the policy covers message subject and body
- Policy allows commercial use of anonymized data and says aggregated data is sold
- No ClaimWise-specific terms or refund policy found
- One reviewer says it offered free access for a review; another says they were paid
ClaimWise, as we found it
Screenshots of public pages, captured October 18, 2026.
Our verdict
ClaimWise has real advantages over Owed today. As of October 2026 it's on both the App Store and Google Play, it's published by Sensor Tower, which says it was founded in 2013, and its store ratings are strong at 4.6 and 4.4. It also says it searches all 50 states for unclaimed property inside the same app. If you want a phone app from an established company, ClaimWise wins that comparison.
Owed is the better fit if you want to know the price before you start and would rather not link an inbox to get matches. ClaimWise shows no price on its website, and its privacy policy lets Sensor Tower use anonymized data commercially. Owed Pro is $2 for the first week, then $49 per year — one flat membership. Owed never takes a percentage of any payout. We built Owed, so weigh our view accordingly, and remember that filing directly with a settlement administrator is always free.
Sources for the ClaimWise facts
- ClaimWise — official site
- ClaimWise Privacy Policy (Sensor Tower, effective April 29, 2026)
- ClaimWise: Class Actions — App Store listing
- ClaimWise: Class Actions — Google Play listing
- Sensor Tower — About
We build Owed and we write this site, so read it knowing that. We check every settlement on its official website before listing it, and we’ll tell you when you don’t need us. Corrections and questions: support@claimowedmoney.com.
Owed vs ClaimWise: questions
Is ClaimWise better than Owed?
It depends on what you value. ClaimWise is a phone app on iPhone and Android from Sensor Tower, with strong store ratings, and it matches you through a linked email account. Owed is a web app that builds your list from a short quiz, and Owed Pro costs $2 for the first week, then $49 per year. We built Owed, so weigh our answer accordingly.
How much does ClaimWise cost compared with Owed?
As of October 2026, ClaimWise shows no price on its website. The App Store lists ten in-app purchases from $5.99 to $89.99 without billing periods, and one reviewer reports $9.99 per week or $39.99 per year. Owed Pro is $2 for the first week, then $49 per year — one flat membership. Owed never takes a percentage of any payout.
Does ClaimWise or Owed file claims for you?
Owed doesn't: you submit every claim yourself on the administrator's official form. ClaimWise's public pages show step-by-step guidance, but it's unclear whether filing happens inside the app. Filing directly with a settlement administrator is always free.