Owed ReviewOwed Alternatives 2026
Looking for something other than Owed? Here are the settlement apps people compare us with, plus the free route. We’re obviously biased, so every fact below comes from the competitor’s own site or app-store listing, checked October 2026. 👇
Owed (us)
Settlement finder + trackerA checked settlement directory that’s free to browse, plus Owed Pro: personal matches, official-form handoff, deadline reminders and a claim tracker. Web only for now.
ClaimWise
Settlement appClaimWise is a phone app from Sensor Tower that matches you with class action settlements through a linked email account and says it also searches state unclaimed property. It's free to download, with in-app plans that aren't priced on its website.
Collect
Settlement appCollect (Collect - Settlement Finder) is a subscription app and website from Ferrix Labs that matches you with settlements in the US, Canada and Australia based on brands you've bought from. It shows an estimate first, then asks you to subscribe, and you file each claim with the administrator yourself.
Claim Cow
Settlement websiteClaim Cow is a subscription website from Claim Cow LLC that matches you to settlements with a quiz and says it pre-fills and submits claims for you. Plans are $9 for the first month, then $19 a month, or $49 for the first year, then $99 a year.
ClaimBee
Settlement appClaimBee is an iPhone app and website from Auxilin LLC that matches you to settlements, shows payouts, proof requirements and deadlines, and says it pre-fills and sends supported claims. Its website shows prices at checkout; the App Store lists Premium at $17.99 and Yearly Premium at $59.99.
ClaimHunt
Settlement appClaimHunt is an iPhone and Android app from PushApps LTD that matches settlements to your consumer history, with optional read-only Gmail matching, and tracks the claims you submit. You file each claim yourself on the administrator's site; App Store plans run from $8.99 a week to $199.99 for lifetime.
Catch
Settlement and rewards appCatch: Earn Cash & Claim Money is a free iPhone and Android app from Kikoff Inc. that pairs a settlement finder with games and surveys paid in Amazon gift cards. It says it takes no cut, and its Terms describe an optional feature that submits claims for you once you authorize it.
MoneyPilot
Settlement appMoneyPilot is a US service, with iPhone and Android apps, that matches you to settlements and says it prepares and submits claims for you under a limited power of attorney. Its main App Store plans run from $19.99 a month to $59.99 for six months, and a second product, RefundPilot, looks for forgotten subscriptions.
Payout
Settlement appPayout: Claim Class Actions is an iPhone and Android app from Payout LLC that matches you to settlements, sends alerts as new cases open and pre-fills claim details you review. It's free to download, with an optional Premium subscription and partner card, bank and investing offers.
Do it yourself
FreeEvery settlement has an official website run by a court-appointed administrator, and filing there is free. Free lists such as ClassAction.org and Top Class Actions help you find cases.
Head-to-head comparisons
Detailed comparisons of Owed against each alternative.
Detailed comparison
What each one documents on its own site and app-store listing, as of October 2026.
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| Criteria | Ours Owed | ClaimWise | Collect | Claim Cow | ClaimBee | ClaimHunt | Catch | MoneyPilot | Payout |
|---|---|---|---|---|---|---|---|---|---|
| Price | $2 first week, then $49/yr | Not shown before install; in-app plans $5.99–$89.99 | Subscription only; App Store $4.99/wk to $59.99/yr | $9, then $19/mo; or $49 first year, then $99/yr | Web: at checkout; App Store $17.99 Premium, $59.99/yr | App Store: $8.99/wk to $199.99 lifetime | Free; no in-app purchases listed | App Store $19.99/mo, $44.99/3 mo, $59.99/6 mo + add-ons | Free app; Premium $4.99–$14.99/wk or $9.99–$59.99/yr |
| Takes a cut of payouts | None mentioned on its site, listings or policy | says it never holds settlement money | Not on pricing page; Terms allow contingency charges | None stated; subscription only | its listing says no cut of payouts | per its About page | Terms rule out payout-based fees | None stated; the administrator pays you | |
| Files claims for you | Unclear; it shows step-by-step guidance | you file with the administrator | Says it does; you confirm | Says it sends supported claims on your instruction | Terms say it doesn't submit claims | Optional, per its Terms, once you authorize it | Says it does, under a limited power of attorney | Pre-fills; its documents disagree on submitting | |
| Free settlement list without an account | Site looks like a single landing page | No free tier; an estimate shows before you pay | Archive of past cases only; 0 open when checked | payouts, deadlines and proof required | — | Preview page; every card we saw was expired | one card listed a past deadline as open | public catalog of 121 records | |
| Deadline reminders | 7 days and 24 hours before | Deadline countdowns shown in its screenshots | 7 days and 1 day before a followed case closes | deadline notifications | deadline notifications | — | alerts for settlements ending soon | — | — |
| Refund / money-back policy | 14-day money-back guarantee | None found; listing points to Apple's terms | Web: conditional 12-month guarantee; App Store: Apple | 20X money-back promise; conditions not published | 3 months on first web purchase; void after a ClaimBee claim | 30 days on web purchases; stores handle theirs | Not applicable; no fees listed | 30 days per Terms; refund page adds conditions | Through Apple or Google |
| iPhone app | Web app only (no App Store app yet) | None found; it's a website | |||||||
| Android app | Web app only (no Google Play app yet) | None found; it's a website | No Google Play listing found | ||||||
| Claim tracking | submitted → approved → paid | — | tracks pending claims | status updates | status and timeline | claims tracker | My claims tab | Basic in-app tracking, per its Terms | — |
Still deciding?
Browse Owed’s free directory first. If you want matches, reminders and a tracker, Owed Pro is $2 for the first week.
Start for $2 →or browse free settlements →